Unlocking the power of income protection amidst welfare reforms: a must-know for advisers  
Thank you for attending our recent Expert Series webinar. We hope it helped you understand the key learning objectives enabling you to: understand the impact of the upcoming welfare reforms, recognise the importance of income protection, explore how to address client objections effectively, understand how to incorporate income protection into clients' long-term financial planning.
If you would like a CPD certificate for your records, please complete the form below and one will be sent to you automatically. 
ABOUT CUSTOMER DATA AND PRIVACY 

The Data Protection Act requires Lloyds Banking Group companies and associated companies to manage personal information in accordance with the Data Protection Principles. Our Group of companies is required to process your personal information fairly and lawfully. This means that you are entitled to know how we intend to use any information you provide. You can then decide whether you want to give it to us in order that we may provide the product or service that you require.

All our employees are personally responsible for maintaining customer confidentiality. We provide training and education to all employees to remind them about their obligations. In addition, our policies and procedures are regularly audited and reviewed: Read Scottish Widows Data Protection Notice.
Important information

Copyright © 2025 Scottish Widows 

This material is intended for UK authorised & regulated financial advisers only. It is not intended for onward transmission to retail customers & should not be relied upon by any other person. 

View the Scottish Widows Terms of Business for Intermediaries.

Registered in England and Wales No. 3196171. Registered office in the United Kingdom at 25 Gresham Street, London EC2V 7HN. 

Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 181655. 

Your privacy and the security of your email address data is very important to us, click here to view the Scottish Widows Legal & Privacy Policy.